One application · multiple paths
Your equity should fit your plan—not the other way around.
Compare access, payment certainty, qualification and long-term cost before choosing a structure.
Most flexible
Flexible line of credit
Draw, repay and reuse available equity as expenses arise. A strong fit for phased projects, reserves and changing timelines.
- Revolving access
- Pay interest on funds used
- Keep your first mortgage
Most predictable
Fixed equity loan
Receive a lump sum with a fixed payment and defined term when the amount you need is already known.
- Fixed monthly payment
- One-time proceeds
- Clear payoff schedule
Built for investors
Investment property financing
Unlock capital from rentals and portfolio properties for acquisitions, improvements, reserves or consolidation.
- Non-owner occupied options
- Business-purpose uses
- Portfolio-aware review
Alternative structure
Shared equity
Access cash without a traditional monthly loan payment in exchange for an agreed share of future property value.
- No traditional monthly payment
- Value-linked settlement
- Long-term tradeoff
Not sure which structure fits?
Start with your property and goal.
01 · Access
How will you use the money?
One known expense and recurring access call for different structures.
02 · Payment
How much certainty matters?
Compare fixed payments, variable rates and payment-free alternatives.
03 · Cost
What is the complete tradeoff?
Look beyond the headline rate to fees, term, risk and total dollars.